Private company · employee equity guide

NN26 logo

What is N26 stock worth?

N26 is a leading European digital bank operating with a German banking license. Built on a foundation of technology, transparency and trust, we provide simple, secure, and digital-native banking to millions of customers across 24 markets. Headquartered in Berlin with a strategic presence in major European hubs including Vienna, Paris, Milan, Madrid and Barcelona, the company is powered by a diverse 1,600-strong team representing over 90 nationalities. We are committed to empowering its customers with financial confidence and control, delivering a best-in-class banking experience designed for t

Estimated share price

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N26 has an observed estimated price: most recent data 2026-09-11, daily history back to 2022-07-16.

Estimated from live trades and accepted bids across employer liquidity programs, institutional trades, broker trades, and pre-IPO marketplaces. Private shares are illiquid and transfer-restricted; estimates are educational, not an offer or advice. The preview above is blurred and illustrative. How this is calculated

About N26

Employees
2,357
Founded
2013
Industry
Financial Services
Website
n26.com

Weighing a N26 offer?

Upload the offer letter to see what the equity is approximately worth at today's estimated price. No account needed.

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Leaving N26? Mind the window.

If you hold options, leaving usually starts a post-termination exercise clock, often 90 days. Miss it and vested options can expire worthless; exercise blindly and you may owe real money (including possible AMT) on shares you can't yet sell. Neither panic nor autopilot is a plan. Knowing your window, your exercise cost, and the current estimated price is.

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N26 in the last 12 months

  • 1 executive departure
  • 1 regulatory action

Covered by 4 distinct publications since 2025-08-15.

N26 news timeline

N26 equity, answered plainly

Is N26 a public company?

No. N26 is privately held, which is exactly why its share price doesn't show up in your brokerage app. The company (founded in 2013, operating in financial services, with roughly 2,357 employees) remains private even at that scale. Its shares still change hands between eligible buyers and sellers on the secondary market, producing an observable estimated price.

What is N26's stock price?

N26 has an observed estimated share price from secondary-market activity, updated as new data is observed. Its observed price history runs back to 2022-07-16. ExitCue members see the current estimate and its full history free, along with what their own grants are approximately worth at that price.

Can you sell N26 stock before an IPO?

Sometimes. Private-share sales depend on N26's transfer restrictions, rights of first refusal, and whether the company runs tender offers or permits secondary sales. Your grant documents and the company's policies govern, but "hard to sell today" is not the same as "worth zero."

What happens to my N26 options if I leave?

Most option grants have a post-termination exercise window, commonly 90 days, sometimes longer, after which unexercised options expire worthless. The exact terms are in your grant documents. ExitCue reads those documents, tracks the deadline, and reminds you before the window closes.

How much is my N26 equity worth?

Multiply what you hold by the estimated share price, separating vested from unvested, and netting out strike prices for options. That's precisely the arithmetic ExitCue does for you, continuously, at the current observed estimate. It's an educational estimate, not a guarantee, and a far better anchor than the $0 the internet suggests.

What's the difference between N26's 409A valuation and what its shares trade at?

The 409A is a tax-compliance appraisal, usually conservative, used to set option strike prices. Secondary-market pricing reflects what buyers and sellers actually agree to. The two frequently differ, which is why evaluating an offer on the 409A alone undersells (or oversells) it.

When will N26 IPO?

Unless N26 has publicly announced a listing, nobody knows, including the people who sound confident on forums. The practical upside of secondary markets is that you don't have to wait for an IPO to know approximately what the shares trade at.

Do my unvested N26 RSUs count for anything?

Unvested equity isn't yours yet, but it has an estimable value and a schedule. Seeing vested and unvested value separately, in dollars at the current estimated price, turns "some RSUs" into a number you can plan around.

General educational information, not advice about your specific situation. Grant terms vary; your documents govern.

Work out what your N26 equity is worth

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