Private company · employee equity guide

EEarnIn logo

What is EarnIn stock worth?

EarnIn lets you access your money as you earn it — not days or weeks later.We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms.EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million

Estimated share price

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EarnIn has an observed estimated price: most recent data 2026-09-15, daily history back to 2024-11-05.

Estimated from live trades and accepted bids across employer liquidity programs, institutional trades, broker trades, and pre-IPO marketplaces. Private shares are illiquid and transfer-restricted; estimates are educational, not an offer or advice. The preview above is blurred and illustrative. How this is calculated

About EarnIn

Employees
597
Founded
2012
Industry
Financial Services
Website
earnin.com

Weighing a EarnIn offer?

Upload the offer letter to see what the equity is approximately worth at today's estimated price. No account needed.

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Leaving EarnIn? Mind the window.

If you hold options, leaving usually starts a post-termination exercise clock, often 90 days. Miss it and vested options can expire worthless; exercise blindly and you may owe real money (including possible AMT) on shares you can't yet sell. Neither panic nor autopilot is a plan. Knowing your window, your exercise cost, and the current estimated price is.

Track my window freeUpload your grant doc. We extract the window and set the reminders.

EarnIn news timeline

EarnIn equity, answered plainly

Is EarnIn a public company?

No. EarnIn is privately held, which is exactly why its share price doesn't show up in your brokerage app. The company (founded in 2012, operating in financial services, with roughly 597 employees) remains private even at that scale. Its shares still change hands between eligible buyers and sellers on the secondary market, producing an observable estimated price.

What is EarnIn's stock price?

EarnIn has an observed estimated share price from secondary-market activity, updated as new data is observed. Its observed price history runs back to 2024-11-05. ExitCue members see the current estimate and its full history free, along with what their own grants are approximately worth at that price.

Can you sell EarnIn stock before an IPO?

Sometimes. Private-share sales depend on EarnIn's transfer restrictions, rights of first refusal, and whether the company runs tender offers or permits secondary sales. Your grant documents and the company's policies govern, but "hard to sell today" is not the same as "worth zero."

What happens to my EarnIn options if I leave?

Most option grants have a post-termination exercise window, commonly 90 days, sometimes longer, after which unexercised options expire worthless. The exact terms are in your grant documents. ExitCue reads those documents, tracks the deadline, and reminds you before the window closes.

How much is my EarnIn equity worth?

Multiply what you hold by the estimated share price, separating vested from unvested, and netting out strike prices for options. That's precisely the arithmetic ExitCue does for you, continuously, at the current observed estimate. It's an educational estimate, not a guarantee, and a far better anchor than the $0 the internet suggests.

What's the difference between EarnIn's 409A valuation and what its shares trade at?

The 409A is a tax-compliance appraisal, usually conservative, used to set option strike prices. Secondary-market pricing reflects what buyers and sellers actually agree to. The two frequently differ, which is why evaluating an offer on the 409A alone undersells (or oversells) it.

When will EarnIn IPO?

Unless EarnIn has publicly announced a listing, nobody knows, including the people who sound confident on forums. The practical upside of secondary markets is that you don't have to wait for an IPO to know approximately what the shares trade at.

Do my unvested EarnIn RSUs count for anything?

Unvested equity isn't yours yet, but it has an estimable value and a schedule. Seeing vested and unvested value separately, in dollars at the current estimated price, turns "some RSUs" into a number you can plan around.

General educational information, not advice about your specific situation. Grant terms vary; your documents govern.

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